What can you afford in Philly?

Four numbers in, two answers out: what a bank might approve, and what you would be comfortable paying each month. Philadelphia property tax and transfer tax are already counted.

Tell us four things

Cash you could put toward the down payment and closing costs.

Car, credit card and student loan payments each month.

$0/mo

Starts at 28% of your monthly income. Includes tax, insurance and mortgage insurance.

Advanced settings

Leave blank to use the current average plus a small add-on for your credit range.

Leave blank to put down everything your savings allow after closing costs.

No sign-up. Nothing saved.

Where does that money go in Philadelphia?

Enter your numbers in the calculator above and each neighborhood is rated against your budget. Typical price is the median of recent sales as of 2026-10-29. Neighborhoods with too few sales are not rated.

  • Comfortable
  • Stretch
  • Out of range
  • Not enough sales

Tap a neighborhood on the map, or choose one from the list, to see its typical price and what it costs a month.

Neighborhoods with typical price and fit. Use the column buttons to sort.
$53,500Not rated
$60,000Not rated
$60,050Not rated
$62,500Not rated
$68,750Not rated
$71,250Not rated
$73,000Not rated
$76,300Not rated
$78,000Not rated
$80,000Not rated
$89,250Not rated
$89,500Not rated
$97,000Not rated
$100,000Not rated
$100,000Not rated
$102,500Not rated
$107,000Not rated
$110,000Not rated
$118,000Not rated
$120,000Not rated
$121,000Not rated
$122,750Not rated
$123,500Not rated
$125,000Not rated
$126,748Not rated
$127,000Not rated
$128,750Not rated
$135,000Not rated
$136,500Not rated
$140,000Not rated
$150,800Not rated
$160,000Not rated
$165,000Not rated
$169,900Not rated
$170,000Not rated
$170,500Not rated
$178,000Not rated
$190,000Not rated
$190,000Not rated
$190,000Not rated
$193,250Not rated
$194,750Not rated
$200,000Not rated
$200,000Not rated
$205,000Not rated
$209,000Not rated
$212,250Not rated
$215,000Not rated
$216,000Not rated
$220,000Not rated
$220,000Not rated
$221,250Not rated
$227,500Not rated
$228,000Not rated
$230,000Not rated
$230,000Not rated
$230,000Not rated
$235,000Not rated
$240,000Not rated
$241,250Not rated
$250,000Not rated
$252,500Not rated
$254,000Not rated
$265,000Not rated
$265,000Not rated
$266,500Not rated
$267,000Not rated
$268,940Not rated
$272,500Not rated
$272,500Not rated
$277,000Not rated
$280,000Not rated
$283,500Not rated
$286,500Not rated
$296,500Not rated
$300,000Not rated
$309,900Not rated
$310,000Not rated
$314,900Not rated
$315,000Not rated
$319,900Not rated
$320,000Not rated
$323,000Not rated
$325,750Not rated
$326,000Not rated
$327,000Not rated
$327,450Not rated
$330,000Not rated
$330,000Not rated
$336,200Not rated
$340,000Not rated
$341,250Not rated
$342,900Not rated
$345,000Not rated
$349,640Not rated
$350,000Not rated
$360,000Not rated
$362,500Not rated
$363,500Not rated
$375,000Not rated
$379,500Not rated
$380,000Not rated
$380,000Not rated
$380,000Not rated
$381,550Not rated
$410,000Not rated
$411,000Not rated
$412,500Not rated
$415,000Not rated
$430,000Not rated
$445,000Not rated
$455,000Not rated
$470,000Not rated
$490,000Not rated
$505,000Not rated
$507,500Not rated
$510,000Not rated
$515,000Not rated
$520,000Not rated
$520,000Not rated
$525,000Not rated
$528,650Not rated
$530,000Not rated
$550,000Not rated
$577,500Not rated
$610,000Not rated
$611,250Not rated
$645,000Not rated
$650,000Not rated
$675,000Not rated
$675,000Not rated
$693,750Not rated
$767,500Not rated
$850,000Not rated
$1,000,000Not rated
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales
—Not enough sales

Want to see where that money goes? Read how we work it out, or browsePhiladelphia by neighborhood.